Allocation drifts
Silver runs, gold lags, or cash gets spent. A target percentage alone does not tell you what the next contribution should do.
Silver DCA Planner
Free Windows beta
Your weekly buy should follow a policy—not a hunch.
Build a disciplined gold-and-silver plan without running your portfolio from a spreadsheet.
Track bullion purchases, opportunity cash, target ranges, cost base and performance—then turn each weekly contribution into a clear, repeatable purchase plan.
Windows 10/11
64-bit
Local portfolio database
No brokerage connection
Evaluation release: version 1.0.0-rc.1 remains usable through August 31, 2026. Your records remain on your computer after the beta expires.
Portfolio overview
Stay inside your target bands
Prices current
Portfolio$3,842+4.8%
Net invested$3,666CAD
Opportunity cash$280Ready
Portfolio performance90 days
Portfolio valueNet invested
AllocationPolicy bands
33 / 33 / 34
Gold
Silver
Cash
This weekAdd $200, protect cash, buy the underweight sleeve.
Review plan →
DCA is simple—until real life gets involved
Know what to buy before price movement makes the decision for you.
A disciplined contribution plan becomes harder when premiums, cash reserves, uneven metal performance and prior purchases all pull in different directions.
Cost base gets messy
Premiums, fees, multiple fills and changing exchange rates make spreadsheet totals easy to break and hard to trust.
Emotion takes over
A written policy and visible target bands help you respond to price moves instead of chasing them.
One focused metals-planning workspace
Track the portfolio. Apply the policy. Make the weekly decision.
Weekly purchase planning
Direct new money where your policy says it belongs.
Set target ranges for gold, silver and opportunity cash. The planner compares the live portfolio with those bands and produces a reviewable weekly action plan.
Portfolio accounting
See cost, value and gain together.
Track fine ounces, total cost, current market value, unrealized gain or loss, contributions and available cash.
Performance history
Understand what changed over time.
Review portfolio value against net invested, saved weekly closes, daily history and gold or silver candlestick charts.
Transaction history
Keep the details behind every purchase.
Record or import trades, including premiums and fees, while keeping duplicate imports from distorting the portfolio.
Built-in safety
Local logs, integrity checks and backups.
The Planner checks its SQLite database at startup and retains automatic backups under your Windows user profile.
The core idea
Use ranges, not false precision.
A long-term metals plan does not need to rebalance to exact percentages every Friday. Set acceptable bands, protect opportunity cash, and use new contributions to pull the portfolio back toward policy.
- Define minimum, target and maximum allocations.
- Keep a cash reserve available for meaningful pullbacks.
- Review the recommendation before recording any purchase.
- Keep decisions and results visible from week to week.
Local first by design
Your portfolio records stay on your Windows computer.
Silver DCA Planner does not connect to a brokerage, place trades or require access to your investment account. Your transaction and policy database is stored locally under your Windows user profile.
Private evaluation release
Try Silver DCA Planner through August 31, 2026.
Use it with a test portfolio or your own transaction history, then decide whether this is a tool worth continuing. The beta does not delete or lock your portfolio records when it expires.
Version 1.0.0-rc.1
Windows 10/11, 64-bit
Free evaluation
Silver DCA Planner is evaluation software for recordkeeping and planning. It does not provide investment, tax or legal advice, and it does not guarantee market-data availability or investment results. Keep independent records and backups.
Common questions
Know what the beta does—and what it does not do.
Does the Planner buy gold or silver for me?
No. It creates a reviewable purchase plan and records what you actually do. It has no brokerage or dealer trading connection.
Do I need to create an online account?
No account is required for this beta. Portfolio records are stored locally on the Windows computer where the Planner is used.
What happens after August 31, 2026?
This beta build stops opening on September 1. Your database, logs and backups remain untouched. A newer build can continue using the same records.
Can I use Canadian dollars?
Yes. The Planner was built with Canadian metals investors in mind and supports Canadian-dollar portfolio tracking and related market conversions.
Is this financial advice?
No. The allocation policy and purchase plan reflect values entered into the app. You remain responsible for every investment decision.
Who is developing it?
Silver DCA Planner is being developed by Randy Sekura, Chartered Professional Accountant and software developer, in Hanna, Alberta.